Lease to Own California Program

The pathway to homeownership for everyone!


Program Summary 

Provides responsible households a simple, reliable path to homeownership through our Lease with a Right to Purchase Program.  The program provides up to five years of rent certainty with an initial financial commitment of just one year. 

Who is right for the program?

Have you experienced:

  • Bankruptcy (must be discharged)
  • Shortsale
  • Foreclosure
  • Have bad credit?

Or Are You:

  •  A first time home buyer who is cautious about buying a home now but wants to in a few years 
  •  Someone who recently relocated to the area and isn't sure where they want to buy 
  •  Someone who cannot obtain a mortgage due to past financial hardship but wants to live in a community with great schools. 

Here is a short overview of how the program can work for you:

Once you are approved for the program you work with John Olson, an experienced realtor with the program, to find a your perfect home from thousands of homes available for sale throughout the region.  The home is purchase by a national investor who leases it back to you for one to five years.  You must provide a deposit equal to two months rent at the time the home is purchased.   When you are ready to purchase the home from the investor, you obtain financing through a trusted lender of your choice and purchase your home at a pre-determined price.

How does the Lease Work?

The initial Lease term is for one year, and the Lease automatically renews every year as long as the resident is in compliance with the Lease and other agreements.  Before the end of a Lease term, the resident has the right to give notice that he/she does not want to renew the Lease for another term. If for any reason the resident decides to leave the home at the end of a Lease term and is in compliance with the Lease, the full security deposit will be returned. 

The resident's financial commitment is limited to the initial one year Lease.  The resident does not have to renew the Lease after the initial year.  The maximum number of Lease term years is five. 
Over the life of the Lease,  residents are expected to treat the home as their own- maintain the lawn and garden, remove snow or other debris, and complete minor repairs. Major maintenance will not be the responsibility of the resident.

Purchase Right Agreement 

The resident's Purchase Right Agreement (and therefore Purchase Right) is in effect as long as the Lease is in effect, and the resident is in compliance with these agreements. 

The Purchase Right Agreement gives the resident the right to purchase the home at a pre-defined price for each year of the Lease.  The Purchase Right does not obligate the resident to buy the home.

How do I learn more and get started?

Simply Fill out the form below, or call John direct at (916) 871-7746  We will create your free personal account and guide you in learning all about this innovative program. 


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